I keep seeing stolen bicycles being posted in hopes of people finding them. The last one I saw this morning is a bike very similar to mine and it got me thinking. Do they ever get found? Do the insurance companies expect you to search social media for it? If insurance replaced it, why search for it? What would you then do if it’s found after you got a big juicy cheque from the insurance company? Do people really put them on the back of cars without insurance?
My broker in New Brunswick(I’m not there now, but still own a house there) found that Wawanesa provided unlimited sporting goods coverage without the need for an expensive rider(pun not intended). What has been your experience with this? I assume the BNS insurance does not cover actual bikes for theft/fire/MVC, but don’t know.